Skipwith & Associates Insurance Inc.

Group Retirement Plans

Are you financially prepared for the loss of a key person in your company? Are you comfortable with the management of your corporate & business assets? Are you using every tax advantage available to you and your business? Are you comfortable with your retirement cash flow?

Retirement benefits are important for attracting and retaining key employees. More and more Canadians are realizing the importance of retirement planning and that employer group plans are one of the best ways to put money away for retirement. Members may put away more money for retirement due to the immediate tax break. One or all employees may participate. Employer contributions are optional.

Expertly designed portfolios handled by professional money managers will make it easy for members to invest. Simply complete the Investor Profile Questionnaire to assess your risk investment level. After reviewing the information provided we will assist the member with their portfolio set up.

Group Retirement Savings Plans with optional enrolment (No cost to employer GRSP)

Employer-sponsored Group Retirement Savings Plans are approved by the Canada Revenue Agency and allow tax-deferred savings for retirement purposes. Contributions to a GRSP are tax deductible, and earnings on contributions are sheltered from taxes until they are withdrawn.

Non-Registered Savings Plans

Play the same role as personal savings accounts. You can accumulate savings to carry out your plans (education, trips, a house, etc.) or increase your retirement income. Contributions are made directly through payroll.